TMS Live Rates Data

{
    "fetched_at": "2026-06-15T17:01:57Z",
    "base_rate": 3.75,
    "banks": [
        {
            "name": "Halifax",
            "two_yr": 4.519999999999999573674358543939888477325439453125,
            "five_yr": 4.57000000000000028421709430404007434844970703125,
            "svr": 8.7400000000000002131628207280300557613372802734375,
            "auto": true,
            "source": "uswitch.com",
            "last_auto": "2026-06-15T17:01:57Z"
        },
        {
            "name": "NatWest",
            "two_yr": 4.5999999999999996447286321199499070644378662109375,
            "five_yr": 4.57000000000000028421709430404007434844970703125,
            "svr": 6.7400000000000002131628207280300557613372802734375,
            "auto": true,
            "source": "natwest.com (75% LTV)",
            "last_auto": "2026-06-15T17:01:57Z"
        },
        {
            "name": "HSBC",
            "two_yr": 4.589999999999999857891452847979962825775146484375,
            "five_yr": 4.589999999999999857891452847979962825775146484375,
            "svr": 6.4900000000000002131628207280300557613372802734375,
            "auto": true,
            "source": "hsbc.co.uk (75% LTV)",
            "last_auto": "2026-06-15T17:01:57Z"
        },
        {
            "name": "Santander",
            "two_yr": 4.54000000000000003552713678800500929355621337890625,
            "five_yr": 4.54000000000000003552713678800500929355621337890625,
            "svr": 8.2400000000000002131628207280300557613372802734375,
            "auto": true,
            "source": "uswitch.com",
            "last_auto": "2026-06-10T05:00:42Z"
        },
        {
            "name": "Nationwide",
            "two_yr": 4.57000000000000028421709430404007434844970703125,
            "five_yr": 4.57000000000000028421709430404007434844970703125,
            "svr": 6.4900000000000002131628207280300557613372802734375,
            "auto": true,
            "source": "uswitch.com",
            "last_auto": "2026-05-20T04:59:03Z"
        }
    ],
    "note": "2-yr and 5-yr rates shown are representative fixed rates at 75% LTV. HSBC auto-fetched; others updated manually. Always verify with lender."
}