Holiday Let Mortgages UK: Guide for Expat and Overseas Investors 2026
Holiday let mortgages are a specialist category of UK property finance, distinct from standard buy-to-let mortgages. For expats and overseas investors looking to purchase UK holiday accommodation, accessing the right lender and product is essential. This guide explains how holiday let mortgages work and what you need to qualify. For more information, see HMRC guidance […]
Buy-to-Let Mortgage Through a Limited Company UK: Expat and Investor Guide 2026
Using a limited company (SPV) to purchase buy-to-let property in the UK has become increasingly popular, particularly among expats, foreign nationals, and portfolio landlords. This guide explains how limited company buy-to-let mortgages work, who they suit, and how to access them from overseas. For more information, see stamp duty land tax guidance. What Is an […]
Mortgage in Principle UK: Guide for Expats and Foreign Nationals 2026
A mortgage in principle (also known as an agreement in principle, decision in principle, or AIP) is a written statement from a lender confirming how much they would be willing to lend you, subject to a full application and valuation. For expats and foreign nationals buying UK property, getting a mortgage in principle first is […]
Buying Property in the UK as a Foreigner: Complete Mortgage Guide 2026
There are no legal restrictions on foreigners buying property in the UK. Whether you are a non-UK national living overseas, an expat planning to return, or an overseas investor looking for UK rental income, you can purchase UK property and access UK mortgage finance. This guide explains everything you need to know. For more information, […]
International Mortgage Broker UK: Getting a UK Mortgage from Abroad 2026
Finding an international mortgage broker with genuine whole-of-market access and specialist knowledge of cross-border lending is not easy. Most high street brokers are set up for straightforward UK residents. If your situation involves overseas income, foreign passports, non-UK credit history, or buying from abroad, you need a broker who understands how international mortgage applications actually […]
Chinese National Buying UK Property: Mortgage Guide 2026
China and Hong Kong together represent one of the largest sources of international buyers in the UK property market. Chinese nationals and Hong Kong residents are significant investors in London, Manchester, Birmingham, and other major UK cities, attracted by the UK’s transparent legal system, world-class universities, and long-term property market stability. The Mortgage Story specialises […]
South Korean Buyer UK Property Mortgage Guide 2026
South Korean nationals are active buyers in the UK property market, with London in particular attracting Korean investors and families, often associated with the Korean Wave of culture and the growing Korean business community in the UK. UK property offers Korean buyers a transparent, legally secure investment in one of the world’s most liquid property […]
Qatar, Kuwait and Saudi Arabia: UK Property Mortgage Guide for Gulf Nationals 2026
The Gulf Cooperation Council (GCC) region – including Qatar, Kuwait, Saudi Arabia, as well as the UAE, Bahrain, and Oman – consistently produces some of the most active international buyers of UK property. London in particular has long been a premier destination for Gulf nationals, with regional cities including Manchester, Birmingham, and Edinburgh growing in […]
New Zealand Citizen Buying UK Property: Mortgage Guide 2026
New Zealand citizens are active buyers in the UK property market, attracted by the UK’s transparent legal system, long-term capital growth track record, and the familiarity of English-speaking culture and common law property rights. Whether you are buying UK property as an investment or planning to relocate, specialist mortgage products are available for New Zealand […]
Essex Property Mortgage Guide for Expats and Foreign National Buyers 2026
Essex offers exceptional value for money within commuting distance of London, a diverse property market from coastal towns to market towns and new developments, and some of the strongest buy-to-let yields in the South East. The Mortgage Story is based in Essex and has extensive experience placing expat and international buyers into Essex property. For […]