Holiday Let Mortgages UK: Guide for Expat and Overseas Investors 2026
Holiday let mortgages are a specialist category of UK property finance, distinct from standard buy-to-let mortgages. For expats and overseas investors looking to purchase UK holiday accommodation, accessing the right lender and product is essential. This guide explains how holiday let mortgages work and what you need to qualify. For more information, see HMRC guidance […]
Buy-to-Let Mortgage Through a Limited Company UK: Expat and Investor Guide 2026
Using a limited company (SPV) to purchase buy-to-let property in the UK has become increasingly popular, particularly among expats, foreign nationals, and portfolio landlords. This guide explains how limited company buy-to-let mortgages work, who they suit, and how to access them from overseas. For more information, see stamp duty land tax guidance. What Is an […]
Mortgage in Principle UK: Guide for Expats and Foreign Nationals 2026
A mortgage in principle (also known as an agreement in principle, decision in principle, or AIP) is a written statement from a lender confirming how much they would be willing to lend you, subject to a full application and valuation. For expats and foreign nationals buying UK property, getting a mortgage in principle first is […]
Buying Property in the UK as a Foreigner: Complete Mortgage Guide 2026
There are no legal restrictions on foreigners buying property in the UK. Whether you are a non-UK national living overseas, an expat planning to return, or an overseas investor looking for UK rental income, you can purchase UK property and access UK mortgage finance. This guide explains everything you need to know. For more information, […]
International Mortgage Broker UK: Getting a UK Mortgage from Abroad 2026
Finding an international mortgage broker with genuine whole-of-market access and specialist knowledge of cross-border lending is not easy. Most high street brokers are set up for straightforward UK residents. If your situation involves overseas income, foreign passports, non-UK credit history, or buying from abroad, you need a broker who understands how international mortgage applications actually […]
UK Mortgage for Expats Living in Malaysia: Complete 2026 Guide
Malaysia – particularly Kuala Lumpur – is home to a growing British expat community working in finance, oil and gas, technology, and professional services. The country’s low cost of living, modern infrastructure, and established expat networks make it a popular choice for UK nationals working in South East Asia. Many UK expats in Malaysia want […]
UK Mortgage for Expats Living in Japan: Complete 2026 Guide
Japan is home to a significant British expat community, particularly in Tokyo and Osaka, working across finance, technology, education, and international business. UK nationals in Japan often want to maintain or build a UK property portfolio as a financial anchor and future home base. Specialist expat mortgage products are available for Japan-based UK nationals. For […]
UK Mortgage for Expats Living in New Zealand: Complete 2026 Guide
New Zealand is a popular destination for British nationals seeking a high quality of life, outdoor lifestyle, and a familiar English-speaking culture. Many UK expats in New Zealand maintain strong financial ties to the UK and want to invest in UK property or secure a home to return to. The Mortgage Story regularly assists New […]
Essex Property Mortgage Guide for Expats and Foreign National Buyers 2026
Essex offers exceptional value for money within commuting distance of London, a diverse property market from coastal towns to market towns and new developments, and some of the strongest buy-to-let yields in the South East. The Mortgage Story is based in Essex and has extensive experience placing expat and international buyers into Essex property. For […]
Surrey Property Mortgage Guide for Expats and Foreign National Buyers 2026
Surrey is one of England’s most sought-after counties – combining excellent connectivity to London with outstanding schools, green space, and a high quality of life. For UK expats planning to return home or foreign nationals relocating to the UK for work, Surrey is a consistently popular choice. The Mortgage Story is based in Surrey and […]